Today, Friday, July 4, 2025, is Independence Day. The day, also known as the Fourth of July, celebrates the founding of the United States of America.
Independence Day is one of the 12 federal holidays in 2025, and as a result, many institutions that are normally open on Fridays will be closed. However, many commercial enterprises, including some grocery stores, retailers, and pharmacies, will be open.
Here’s what’s open and closed on the 4th of July 2025.
Are banks open on the 4th of July 2025?
Most bank branches should be closed on Independence Day. This includes major banks like Citi, Chase Bank, and Bank of America.
However, although most physical bank branches are closed, online banking should continue to operate as normal, so you can continue to use banking services via the bank’s website or app.
Are ATMs open on the 4th of July 2025?
Yes. While most bank branches will be closed today, the ATMs found outside them—and ATMs at other locations, including stores and gas stations—should be functioning as normal.
But a word of warning: if you think you’ll need cash this weekend, it’s best to go to an ATM sooner rather than later. ATMs are sure to be in high use over the Independence Day holiday weekend, so it’s possible individual machines may run out of cash.
Is the post office open on the 4th of July 2025?
No, as Independence Day is a federal holiday, the United States Postal Service (USPS) will not be operating regular services today. USPS stores will be closed.
Is mail delivered on the 4th of July 2025?
No. The USPS will not make deliveries on July 4, 2025.
Are FedEx and UPS operating on the 4th of July 2025?
Most UPS and FedEx services will not be operating on Independence Day—however, there are some exceptions.
UPS states that there will be no pickup or delivery service on July 4 and notes that its physical store locations may be closed. However, its UPS Express Critical service will still be operating.
FedEx says its FedEx, FedEx Freight, and FedEx Logistics services will be closed on July 4. However, it lists its FedEx Office services as having “modified hours” and says its FedEx Custom Critical service is open.
Is the stock market open on the 4th of July 2025?
No. Major U.S. stock markets are generally closed on federal holidays, and Independence Day is no exception. This includes the Nasdaq and the New York Stock Exchange (NYSE).
However, international stock markets will continue to operate as normal.
Are schools open on the 4th of July 2025?
Most schools are on summer holiday already. But if a school is operating a summer program, that is likely to be closed today.
Are restaurants open on the 4th of July 2025?
Many major restaurant chains will be open on Independence Day. However, as many restaurant chains operate on a franchise model, individual locations may be closed or offer modified hours if the owner decides to do so.
Major restaurant chains that should see many stores open as usual include McDonald’s, Burger King, Taco Bell, Wendy’s, IHOP, KFC, Subway, and more. Coffee chains like Starbucks and Dunkin’ will also see many of their locations remaining open.
Are retail stores open on the 4th of July 2025?
Most will be, but there are some exceptions.
Major retailers, including Walmart, Target, and Best Buy, will be open on Independence Day. Warehouse store Sam’s Club will also be open.
However, Costco will be closed on July 4.
Are pharmacies open on the 4th of July 2025?
It depends. Major retailers who operate pharmacies—including CVS and Walgreens—should see many of their stores open today. However, the pharmacies inside those stores may be closed.
If you need something from your local pharmacy, it’s best to call ahead to see if they are open.
Are grocery stores open on the 4th of July 2025?
Many major grocery store chains will remain open on July 4, as they know there will be plenty of people who have forgotten to pick up important items for the BBQ.
Major grocery store chains that will remain open on July 4 include Aldi, Kroger, and Whole Foods, among others.
When in doubt, call ahead
Of course, before heading anywhere on July 4, it’s best to call ahead to check if your destination is open. This is especially true of any chain stores that operate on a franchise model, where individual owners can set the dates and times the location is open.
